Private Wealth · Coordination
Liquidity and lending connected to the wealth plan
Banking decisions affect investment timing, business capital and family liquidity. We help frame the need, prepare the complete picture and coordinate with the appropriate banking professionals.
A coordinated view of capital
Liquidity planning
Match cash reserves and credit access to upcoming family and business needs.
Strategic borrowing
Consider lending in the context of investments, taxes and the assets securing it.
Complex ownership
Present personal, corporate and trust relationships as one understandable picture.
Professional coordination
Keep the family's advisors aligned as financing decisions are evaluated.
One dedicated advisor handles it
Private wealth families work with a dedicated Investco advisor who arranges the banking directly. Manulife Bank is our exclusive banking provider, and your advisor opens the accounts, prepares the lending application and manages renewals — you deal with one person, not a branch.
What your advisor can put in place
Manulife One
An all-in-one account that combines your mortgage, savings and income so every dollar works against your borrowing costs.
Learn moreManulife Select mortgage
A traditional mortgage with fixed and variable options and a readvanceable line of credit as you pay down principal.
Learn moreSecured line of credit
A secured personal line of credit for flexible access to funds, backed by home equity and arranged through your Investco advisor.
Learn moreManulife Advantage Account
A high-interest chequing and savings account in one — everyday banking, bill payments and pre-authorized contributions with no monthly fee.
Learn moreU.S. Dollar Advantage Account
Hold, spend and earn interest in U.S. dollars — useful for snowbirds, cross-border income and U.S. spending.
Learn moreGuaranteed Investment Certificates
Term deposits and GICs for money that has to be safe, guaranteed and dated to a known future need.
Learn moreInvestment Savings Account
A daily-interest holding account for cash between decisions, available registered and non-registered.
Learn moreBusiness high-interest savings
A high-interest business account for operating cash, corporate reserves and retained earnings.
Learn moreSpecialized business lending
Lending structured for professionals, corporations and estate needs, arranged through your Investco advisor.
Learn moreReview liquidity and lending
Connect near-term capital needs to the family’s long-term wealth strategy.
Private wealth strategies are tailored to each family's circumstances and may require coordination with legal, tax and other licensed professionals. Information on this page is general and is not individual advice.