Solutions
Coverage sized to obligations, not to a sales target
Investco advisors are licensed through the Insurance Council of British Columbia and the Alberta Insurance Council and place coverage with established Canadian carriers.
Personal coverage
Individual insurance
Term life
Cost-effective coverage for a defined period — typically a mortgage, dependent years or a business loan.
Permanent life
Lifetime coverage, often used for estate liquidity, equalization or long-term planning.
Disability
Income replacement if you cannot work. Definitions and offsets matter as much as the monthly benefit.
Critical illness
A lump sum on diagnosis of a covered condition, used to create flexibility during treatment.
Health & dental
Individual plans for those without workplace coverage.
Travel
Coverage for travel outside your province or Canada.
How a policy is put in place
- Step 1
Needs review
We quantify what actually needs to be covered and for how long.
- Step 2
Market comparison
Options from multiple licensed carriers, compared on terms as well as price.
- Step 3
Application & underwriting
The carrier assesses medical and financial information. Approval is not guaranteed.
- Step 4
Delivery & review
Policy delivery, plain-language explanation and periodic review as your needs change.
Review your coverage
Send us what you have. We'll tell you what it covers and what it doesn't.
All insurance products are issued and underwritten by licensed insurance carriers, not by Investco Financial. Coverage is subject to application, underwriting approval, and the terms, conditions, limitations and exclusions of the issued policy. Investco Financial advisors are licensed under the Insurance Council of British Columbia and the Alberta Insurance Council.