Personal · Estate
An estate plan that matches what you actually intend
Estate planning is where legal documents, beneficiary designations, insurance and tax intersect. Investco coordinates the financial side and works alongside your lawyer and accountant.
What we review
Beneficiary designations
Registered accounts and insurance policies pass by designation. Out-of-date names are one of the most common estate problems we find.
Estate liquidity
Whether the estate will have cash available for taxes and final expenses, or whether assets would have to be sold.
Insurance-funded strategies
How permanent life insurance can be used to fund an estate tax liability or equalize between heirs.
Intergenerational transfers
Timing, fairness between children, and support for family members with specific needs.
Charitable intentions
Ways to structure giving during your lifetime or through your estate.
Documentation
Making sure your will, powers of attorney and representation agreements are current — drafted by your lawyer.
Review your estate arrangements
A short review often surfaces gaps that are simple to correct now and expensive to correct later.
Investco Financial does not provide legal or tax advice and does not draft wills or trust documents. Wills, powers of attorney and trust arrangements should be prepared by a qualified lawyer or notary; tax planning should be confirmed with your accountant.